Woodbury registered representatives provide information to clients on a daily basis.  Clients are relying on your expertise and guidance.  If you make a mistake, the potential for a lawsuit arises.  These lawsuits are expensive.  

You can protect yourself for a fixed annual expense each year.

• $1,250,000 limit each wrongful act per registered representative
  - or -
  $2,000,000 limit each wrongful act per registered representative
  - or -
  $3,000,000 limit each wrongful act per registered representative
• $3,000,000 maximum limit each wrongful act for claims involving more than one representative
• $75,000,000 total policy aggregate for all representatives

• Provides coverage on a claims made basis to all participating representatives
• Offers monthly enrollment periods for a prorated annual premium
• Defense costs have no deductible and the low deductible applies to actual damages

• Representatives who sell, attempt to sell, and service life, health, accident insurance, variable annuities and mutual funds through any product manufacturer, as well as through Woodbury Financial Services.
  *** Coverage is available, for an additional premium, to licensed property and casualty insurance agents ***
• Corporations, partnerships or other business entities owned or controlled by you, as well as your employees and licensed support staff, including general agents of Woodbury Financial Services when hiring, training and supervising representatives
• Investment advisors, financial planners or consultants

Applies to claims arising from errors and omissions committed on or after the first date that a registered representative has maintained an errors and omissions policy continuously in force. There is no prior acts coverage for pending or prior litigation and/or claims, lawsuits or potential claims that a registered representative had knowledge of at the time of joining the Woodbury Registered Representative E&O Program.

• The policy term is August 1, 2008 to December 1, 2009. You may enroll mid-term, effective the first of every month until the next anniversary date. Your premium will be prorated to the next anniversary.
• On-Line Enrollment now available.  You now have the ability to enroll via our secured site with your credit card.  Simple click on the "On-Line Enrollment link (to the left) and complete the information.
• To manually enroll, complete the one of the applications below and send with your payment to the Program Director, Seth Cole.

• Coverage begins the first day of the month following receipt of your completed application and payment.
• If you withdraw from the program during any policy year, all premiums are fully earned and there is no refund.
• You can review the policy summary here.  An extensive summary is available by clicking on any of the policy links found below.
• Questions & Answers

Seth Cole, Program Director
Alliant
100 Pine Street, 11th Floor
San Francisco, CA 94111
Direct: (415) 403-1419
Toll Free: (800) 936-8124
Fax: (415) 874-4814